* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: #333;
}

.header {
    background: #fff;
    box-shadow: 0 2px 4px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-content {
    max-width: 1200px;
    margin: 0 auto;
    padding: 1rem 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.logo svg {
    width: 50px;
    height: 50px;
}

.logo-text {
    font-size: 1.5rem;
    font-weight: bold;
    color: #2c5aa0;
}

.cta-button {
    background: #2c5aa0;
    color: white;
    padding: 0.75rem 1.5rem;
    border-radius: 5px;
    text-decoration: none;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: background 0.3s;
}

.cta-button:hover {
    background: #1e4080;
}

.cta-button svg {
    width: 20px;
    height: 20px;
}

.promo-banner {
    background: linear-gradient(135deg, #ff6b35 0%, #f7931e 100%);
    color: white;
    padding: 0.75rem 1.5rem;
    text-align: center;
    font-weight: 700;
    font-size: 1rem;
    animation: pulse 2s ease-in-out infinite;
    border-radius: 8px;
    white-space: nowrap;
    transition: transform 0.2s;
}

.promo-banner:hover {
    transform: scale(1.05);
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.02); }
}

.promo-badge {
    background: linear-gradient(135deg, #ff6b35 0%, #f7931e 100%);
    color: white;
    padding: 1rem 2rem;
    border-radius: 50px;
    font-size: 1.25rem;
    font-weight: 700;
    display: inline-block;
    margin: 1rem 0;
    box-shadow: 0 4px 12px rgba(255, 107, 53, 0.4);
    animation: glow 2s ease-in-out infinite;
    transition: transform 0.2s;
}

.promo-badge:hover {
    transform: scale(1.05);
}

@keyframes glow {
    0%, 100% { box-shadow: 0 4px 12px rgba(255, 107, 53, 0.4); }
    50% { box-shadow: 0 4px 20px rgba(255, 107, 53, 0.8); }
}

.hero {
    background: linear-gradient(135deg, #f5f7fa 0%, #e8f0f8 100%);
    padding: 4rem 2rem;
}

.hero-content {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.hero-text h1 {
    font-size: 2.5rem;
    color: #1e4080;
    margin-bottom: 1rem;
}

.hero-text p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    color: #555;
}

.hero-image img {
    width: 100%;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.2);
}

.section {
    padding: 4rem 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.section h2 {
    text-align: center;
    font-size: 2rem;
    color: #1e4080;
    margin-bottom: 3rem;
}

.coverage-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.coverage-card {
    background: white;
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    text-align: center;
}

.coverage-card img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-radius: 10px;
    margin-bottom: 1rem;
}

.coverage-card h3 {
    color: #2c5aa0;
    margin-bottom: 0.5rem;
}

.plans-section {
    background: #f5f7fa;
}

.plans-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.plan-card {
    background: white;
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
}

.plan-card.featured {
    position: relative;
}

.badge {
    background: #2c5aa0;
    color: white;
    padding: 0.5rem 1rem;
    border-radius: 5px;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1rem;
    display: inline-block;
}

.plan-card h3 {
    color: #1e4080;
    font-size: 1.75rem;
    margin-bottom: 1rem;
}

.plan-card p {
    margin-bottom: 1.5rem;
    color: #555;
}

.features-list {
    list-style: none;
    margin-bottom: 1.5rem;
}

.features-list li {
    padding: 0.5rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.features-list li::before {
    content: "✓";
    color: #2c5aa0;
    font-weight: bold;
    font-size: 1.25rem;
}

.why-section {
    background: white;
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.why-card {
    text-align: center;
    padding: 1.5rem;
}

.why-card svg {
    width: 50px;
    height: 50px;
    margin-bottom: 1rem;
}

.why-card h3 {
    color: #2c5aa0;
    margin-bottom: 0.5rem;
}

.cta-section {
    background: linear-gradient(135deg, #2c5aa0 0%, #1e4080 100%);
    color: white;
    padding: 4rem 2rem;
    text-align: center;
}

.cta-section h2 {
    color: white;
    margin-bottom: 1rem;
}

.cta-section p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
}

.cta-button-large {
    background: white;
    color: #2c5aa0;
    padding: 1rem 2rem;
    border-radius: 5px;
    text-decoration: none;
    font-weight: 700;
    font-size: 1.25rem;
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    transition: transform 0.3s, box-shadow 0.3s;
}

.cta-button-large:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 12px rgba(0,0,0,0.2);
}

.footer {
    background: #1e4080;
    color: white;
    padding: 2rem;
    text-align: center;
}

.footer-links {
    margin-bottom: 1rem;
}

.footer-links a {
    color: white;
    text-decoration: none;
    margin: 0 1rem;
}

.footer-links a:hover {
    text-decoration: underline;
}

@media (max-width: 768px) {
    .header-content {
        flex-direction: column;
        gap: 1rem;
    }

    .promo-banner {
        font-size: 0.9rem;
        white-space: normal;
        text-align: center;
    }

    .hero-content {
        grid-template-columns: 1fr;
    }

    .hero-text h1 {
        font-size: 2rem;
    }

    .plans-grid,
    .coverage-grid,
    .why-grid {
        grid-template-columns: 1fr;
    }
}
.faq-list { max-width: 800px; margin: 0 auto; text-align: left; }
.faq-list details { background: #fff; border: 1px solid #e2e8f0; border-radius: 8px; padding: 1rem 1.25rem; margin-bottom: 0.75rem; }
.faq-list summary { font-weight: 600; font-size: 1.1rem; cursor: pointer; color: #2c5aa0; }
.faq-list p { margin-top: 0.75rem; }
.faq-list a { color: #2c5aa0; font-weight: 600; }
.footer-legal { max-width: 900px; margin: 1.5rem auto; font-size: 0.8rem; opacity: 0.8; text-align: left; }
.footer-legal p { margin-bottom: 0.75rem; }
.mobile-call-bar { display: none; }
@media (max-width: 768px) {
    body { padding-bottom: 64px; }
    .mobile-call-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 2000; display: flex; align-items: center; justify-content: center; gap: 0.5rem; background: #ff6b35; color: #fff; font-weight: 700; font-size: 1.15rem; padding: 1rem; text-decoration: none; box-shadow: 0 -4px 12px rgba(0,0,0,0.25); }
}

/* Guide / article pages */
.article { max-width: 820px; margin: 0 auto; font-size: 1.1rem; }
.article h2 { text-align: left; font-size: 1.6rem; margin: 2.5rem 0 1rem; }
.article h2:first-child { margin-top: 0; }
.article p { margin-bottom: 1.1rem; }
.article a { color: #2c5aa0; font-weight: 600; }
.article ul { margin: 0 0 1.25rem 1.5rem; }
.article li { margin-bottom: 0.4rem; }
.related-list li { margin-bottom: 0.6rem; }
.cost-list { background: #f7f9fc; border-left: 4px solid #2c5aa0; padding: 1rem 1rem 1rem 2.25rem; border-radius: 6px; }
.table-wrap { overflow-x: auto; margin-bottom: 1.25rem; }
.compare { width: 100%; border-collapse: collapse; font-size: 1rem; }
.compare th, .compare td { border: 1px solid #e2e8f0; padding: 0.75rem; text-align: left; }
.compare th { background: #2c5aa0; color: #fff; }
.compare tr:nth-child(even) td { background: #f7f9fc; }
.article-hero .hero-content { grid-template-columns: 1fr; }
.article-hero .hero-text { max-width: 820px; margin: 0 auto; }
.breadcrumb { font-size: 0.9rem; margin-bottom: 1rem; color: #555; }
.breadcrumb a { color: #2c5aa0; text-decoration: none; }
.footer-guides { margin-top: 0.75rem; font-size: 0.9rem; }
.guides-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 1.25rem; max-width: 1100px; margin: 0 auto; }
.guide-card { background: #fff; border: 1px solid #e2e8f0; border-radius: 10px; padding: 1.5rem; text-decoration: none; color: #333; display: block; transition: box-shadow .2s; }
.guide-card:hover { box-shadow: 0 6px 18px rgba(0,0,0,0.1); }
.guide-card h3 { color: #2c5aa0; margin-bottom: 0.5rem; font-size: 1.15rem; }
.guide-card p { font-size: 0.95rem; }

/* state links */
.state-heading { text-align: center; color: #1e4080; margin: 2.5rem 0 1rem; font-size: 1.25rem; }
.state-chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 0.6rem; }
.state-chip { background: #fff; border: 1px solid #2c5aa0; color: #2c5aa0; border-radius: 999px; padding: 0.45rem 1.1rem; text-decoration: none; font-weight: 600; }
.state-chip:hover { background: #2c5aa0; color: #fff; }
.footer-label { opacity: 0.7; margin-right: 0.5rem; }
#about .article h2 { text-align: center; }