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Home Warranty for Seniors in New York

New York seniors often live in older homes with heating systems that have been running for decades, in a state where repair labor is expensive. A home warranty means one number to call and a flat service fee instead of a big bill in the middle of winter.

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What breaks most in New York homes

New York has some of the oldest homes in the country, especially upstate and on Long Island, where boilers, oil burners and decades-old plumbing are common. Winters from Buffalo to Albany are long and cold, and heating failures are the most urgent claims in the state.

Repair labor in the New York City metro area is among the most expensive in the U.S. A boiler replacement can run $8,000 or more, and even a water heater can top $2,500 installed.

Coverage for New York homeowners

Every Senior Home Warranties plan is available to New York homeowners. The Platinum and Platinum Premier plans cover central heating and boilers, air conditioning, water heaters, plumbing and electrical. The Kitchen Plus plan covers refrigerators, ranges, dishwashers, washers, dryers and water heaters. See the full plan comparison.

Service is handled by licensed, pre-screened technicians in our nationwide network, dispatched locally. Claims are taken 24 hours a day by phone.

Age of the home or the equipment doesn't matter. If it works on the day the plan starts, it's covered for normal wear and tear.

How to enroll from New York

Call (833) 667-1589. A licensed representative will confirm your address, go over the plan options and enroll you over the phone in about ten minutes. No inspection, no paperwork, no contract. Plans are month to month with a 30-day money-back guarantee.

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Common Questions

Do you cover homes in New York?

Yes. All three plans are available to homeowners throughout New York. Call to confirm coverage for your address.

Is a home warranty regulated in New York?

Home warranty companies are regulated at the state level, and New York has its own rules for service contract providers. The specifics of your coverage, service fees and limits are in the service agreement you receive at enrollment.

Are oil burners and boilers covered?

Yes. Oil and gas furnaces and boilers are covered under the central heating portion of the Platinum and Platinum Premier plans. Oil tanks are not covered.

Do you cover co-ops and condos?

Yes, for the systems and appliances inside your unit that you're responsible for. Building-wide systems maintained by the board are not covered.

Related guides

See all plan options or read the full FAQ on our home page.

Protect your New York home for one low monthly cost

Enroll by phone in about ten minutes. First 3 months free.

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