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Water Heater Repair and Replacement Coverage

A water heater rarely gives notice. One morning the shower runs cold, or you find a puddle spreading across the basement floor. Replacement costs $1,200 to $3,000 installed, and it can't wait. Every one of our plans covers water heater repair and replacement so a cold shower never turns into a financial problem.

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What's covered

All three plans, including the Kitchen Plus plan, cover your water heater. That includes gas, electric and tankless units, and the parts that most commonly fail: heating elements, thermostats, gas valves, thermocouples, pressure relief valves and the tank itself.

If the unit can be repaired, a licensed plumber repairs it. If the tank has failed, the plan covers replacement up to the coverage limit. You pay one flat service fee.

Why water heaters fail

The average tank water heater lasts 8 to 12 years. Sediment builds up inside the tank, the anode rod wears away, and eventually the tank corrodes through. In areas with hard water it can happen faster. If your water heater is more than eight years old, you're in the failure window.

Warning signs include rusty hot water, rumbling or popping sounds, moisture around the base, and hot water that runs out faster than it used to.

Plumbing coverage too

The Platinum and Platinum Premier plans also cover your home's plumbing system and stoppages, so a leak or clog is handled by the same phone call. Call (833) 667-1589 to see which plan makes sense for your home.

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Common Questions

Is a tankless water heater covered?

Yes. Gas, electric and tankless water heaters are all covered.

What if my water heater leaked and damaged the floor?

The warranty covers repair or replacement of the water heater itself. Damage to floors or belongings from the leak is a homeowners insurance claim, not a warranty claim.

Does the plan cover a water heater that is already leaking?

No. Coverage applies to items that are in working order on the plan start date. Enroll before it fails.

How fast can someone come out?

Claims are accepted 24/7 by phone and dispatched to a local licensed plumber. No-hot-water calls are prioritized.

Related guides

See all plan options or read the full FAQ on our home page.

Cover your water heater before it fails

Included in every plan. First 3 months free.

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