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Is Senior Home Warranties Legit? Here's Exactly How We Work

It's smart to ask whether a home warranty company is legitimate before you hand over your information, especially for seniors, who are targeted by more scams than anyone. So here is a plain explanation of how our plans work, what you pay, how claims are handled and how to cancel, plus a checklist you can use on any home warranty company, including us.

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How enrollment works

You call (833) 667-1589 and talk to a licensed representative. They ask about your home and its systems, explain the three plan levels and give you an exact price for your state. There is no inspection, no pressure to decide on the call, and nothing to sign until you choose a plan.

We never call people out of the blue to sell a plan, and we never ask for payment by gift card, wire transfer or cryptocurrency. If anyone does that using our name, it isn't us.

What you pay

You pay a monthly plan price and a flat service fee each time a technician comes out for a covered repair. Both are told to you before you enroll. New enrollments currently get the first 3 months free. See our senior home warranty cost guide for typical prices.

How claims work

When something covered breaks, you call the 24/7 claims line. A licensed, pre-screened technician is dispatched to your home, you pay the flat service fee, and the plan covers the repair, or the replacement if it can't be fixed, up to the coverage limit. You never have to find or vet a contractor yourself.

Cancelling

Plans are month to month with no long-term contract and no cancellation fee, and there is a 30-day money-back guarantee. You can cancel by phone.

How to check any home warranty company before you buy

Want to put us to the test? Call (833) 667-1589 and ask any of those questions. You can also read our disclosures and our guide to choosing the best home warranty for seniors.

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Common Questions

Is Senior Home Warranties a real company?

Yes. You can call (833) 667-1589 and speak with a licensed representative, get your coverage in writing before you pay, and cancel any time with no fee and a 30-day money-back guarantee.

Is a senior home warranty any good?

For seniors with older furnaces, water heaters and appliances, usually yes. One major replacement typically costs more than a year of coverage. See what's covered and decide on the call, with no obligation.

Will you call me to sell a plan?

No. We don't make unsolicited sales calls. You call us when you're ready.

How do I file a claim?

Call the 24/7 claims line. A licensed technician is sent out and you pay one flat service fee.

Related guides

See all plan options or read the full FAQ on our home page.

Ask us anything before you decide

Free, no-obligation call. First 3 months free for new enrollments.

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