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Home Warranty for Seniors in Florida

Florida has more retirees than any other state, and most of them own homes with aging systems in a climate that punishes air conditioners. A home warranty gives you one number to call when the AC quits in August and a flat service fee instead of a four-figure repair bill.

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What breaks most in Florida homes

Florida air conditioners run nearly year-round, and the salt air near the coasts corrodes outdoor condenser units faster than almost anywhere else in the country. A central AC that lasts 15 years up north often gives out in 10 to 12 here, and replacement runs $4,000 to $7,500.

Humidity is hard on everything else too. Refrigerator compressors, dehumidifying HVAC components and water heaters all work harder. Older Florida homes with cast iron drain lines also see frequent plumbing stoppages, which is one of the most common claims from the state.

Coverage for Florida homeowners

Every Senior Home Warranties plan is available to Florida homeowners. The Platinum and Platinum Premier plans cover central air conditioning, heating, water heaters, plumbing and electrical. The Kitchen Plus plan covers refrigerators, ranges, dishwashers, washers, dryers and water heaters. See the full plan comparison.

Service is handled by licensed, pre-screened technicians in our nationwide network, dispatched locally. Claims are taken 24 hours a day by phone.

Age of the home or the equipment doesn't matter. If it works on the day the plan starts, it's covered for normal wear and tear.

How to enroll from Florida

Call (833) 667-1589. A licensed representative will confirm your address, go over the plan options and enroll you over the phone in about ten minutes. No inspection, no paperwork, no contract. Plans are month to month with a 30-day money-back guarantee.

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Common Questions

Do you cover homes in Florida?

Yes. All three plans are available to homeowners throughout Florida. Call to confirm coverage for your address.

Is a home warranty regulated in Florida?

Home warranty companies are regulated at the state level, and Florida has its own rules for service contract providers. The specifics of your coverage, service fees and limits are in the service agreement you receive at enrollment.

My AC is the biggest worry. Is it fully covered?

Central air conditioning is covered under the Platinum and Platinum Premier plans, including the compressor, condenser, evaporator coil, blower motor, thermostat and refrigerant lines. If it can't be repaired, the plan covers replacement up to the coverage limit.

Does coverage include my condo?

Yes, as long as the systems and appliances are inside your unit and are your responsibility to maintain. Shared building systems maintained by the association are not covered.

Related guides

See all plan options or read the full FAQ on our home page.

Protect your Florida home for one low monthly cost

Enroll by phone in about ten minutes. First 3 months free.

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