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Home Warranty for Seniors in California

California seniors are more likely than anyone in the country to be living in a home they've owned for decades, with equipment to match. A home warranty covers the water heater, plumbing, electrical and appliances that come due all at once in an older house, at a predictable monthly cost.

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What breaks most in California homes

California's housing stock is old. Much of the state's owner-occupied housing was built before 1980, and a large share of senior homeowners have lived in the same house for 30 years or more, often with original plumbing, electrical panels and water heaters. Those are exactly the systems that fail without warning.

Repair labor in California is among the most expensive in the country. A water heater replacement that costs $1,200 elsewhere can run $2,500 or more in the Bay Area or Los Angeles, and an HVAC replacement can top $10,000. A home warranty's flat service fee matters more here than almost anywhere.

Coverage for California homeowners

Every Senior Home Warranties plan is available to California homeowners. The Platinum and Platinum Premier plans cover central heating, air conditioning, water heaters, plumbing and electrical. The Kitchen Plus plan covers refrigerators, ranges, dishwashers, washers, dryers and water heaters. See the full plan comparison.

Service is handled by licensed, pre-screened technicians in our nationwide network, dispatched locally. Claims are taken 24 hours a day by phone.

Age of the home or the equipment doesn't matter. If it works on the day the plan starts, it's covered for normal wear and tear.

How to enroll from California

Call (833) 667-1589. A licensed representative will confirm your address, go over the plan options and enroll you over the phone in about ten minutes. No inspection, no paperwork, no contract. Plans are month to month with a 30-day money-back guarantee.

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Common Questions

Do you cover homes in California?

Yes. All three plans are available to homeowners throughout California. Call to confirm coverage for your address.

Is a home warranty regulated in California?

Home warranty companies are regulated at the state level, and California has its own rules for service contract providers. The specifics of your coverage, service fees and limits are in the service agreement you receive at enrollment.

Is my older electrical panel covered?

Interior electrical systems, including the panel, wiring, outlets and switches, are covered under the Platinum and Platinum Premier plans for failures from normal wear. Upgrades required by code changes are not covered.

Do you cover tankless water heaters?

Yes. Tankless units, which are common in California, are covered under every plan.

Related guides

See all plan options or read the full FAQ on our home page.

Protect your California home for one low monthly cost

Enroll by phone in about ten minutes. First 3 months free.

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