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Furnace and Air Conditioner Coverage for Seniors

Heating and cooling failures are the most common and most expensive home warranty claims, and for seniors they're also the most dangerous. A house with no heat in January or no air conditioning in July is a health emergency. Our plans cover the repair or replacement of your central heating and air conditioning so you're never left waiting on a quote you can't afford.

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What HVAC coverage includes

Both the Platinum and Platinum Premier plans cover your central air conditioning and central heating system, including the components that most often fail: compressors, condensers, blower motors, heat exchangers, thermostats, ignition systems, capacitors and ductwork.

If the unit can be repaired, we repair it. If it can't, the plan covers replacement up to the coverage limit. You pay one flat service fee per claim.

What HVAC repairs cost without a plan

Most heating and cooling systems last 15 to 20 years. If yours is past ten, a breakdown is a matter of when, not if.

Fast service when it matters

Claims are taken 24 hours a day by phone. Heating and cooling failures are treated as priority service calls, and our nationwide network of licensed HVAC technicians means there's a pro nearby. Call (833) 667-1589 to enroll before the next heat wave or cold snap.

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Common Questions

Is my old furnace covered?

Yes. Age doesn't matter. If your furnace or air conditioner is working when the plan starts, it's covered for normal wear and tear failures.

Do you cover window air conditioners?

Plans cover central heating and cooling systems. Window units are not covered. Call us if you have a ductless mini-split system and we'll confirm eligibility.

What about routine maintenance like tune-ups?

Home warranty plans cover breakdowns, not routine maintenance. Keeping up with annual tune-ups is still a good idea and helps avoid denied claims for neglect.

Are heat pumps covered?

Yes. Heat pumps are covered under the heating and cooling portion of the Platinum and Platinum Premier plans.

Related guides

See all plan options or read the full FAQ on our home page.

Don't face winter or summer without coverage

Furnace and AC protection starts with one phone call. First 3 months free.

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